A quote won't affect your credit score

5-Star Friendly Service

Rates from 5.59% PA

Streamline your finances by merging debts into 1 payment

Bring your plans to life, or handle major costs with ease

Discover opportunities to achieve greater financial stability

Representative Example - Secured Loan

Borrow £30,000 over 300 months at 10.30% APRC representative at a fixed rate of 6.59% for 60 months at £228.01 per month and thereafter 240 instalments of £298.09 at 10.25% or the lender’s current variable rate at the time. The total charge for credit is £52,222.20 which includes £2,495 broker fee and £995 lender fee. Total repayable £85,222.20

Our team will work hard to find you the best deal for your individual circumstances. 

These deals are only available using FCA Authorised brokerages, with fully CeMAP qualified and approved brokers.

Flexible borrowing terms up to 30 years to structure payments to align with your long-term goals and financial circumstances. Also take advantage of products that allow over payments and products without ERC's.

From home improvements to debt consolidation, our secured loans come with competitive rates designed to keep your repayments manageable. Use your funds the way that works best for you.

Unlock extra funds without remortgaging. Keep your existing mortgage in place while accessing additional borrowing through a secured loan solution.

We don’t just provide loans, we provide solutions. Our 5-star rated team ensures you get the best possible outcome, with a dedicated advisor working hard to match you with the right lender for your needs.

You do not own a property

You are a homeowner or a Landlord

You do not have a mortgage on your property

You have a mortgage on your property

You do not have sufficient income to cover loan repayments

The property you own has sufficient equity

You do not have sufficient income to cover loan repayments

You have adequate income to cover loan repayments

You are looking to borrow less than £20,000

You are looking to borrow more than £20,000

Your property is not a standard residential property

Your property is a standard residential property

Whether you’re consolidating debt, investing in your home, or addressing other significant financial expense, a secured loan Simply Secured Loans offers friendly, reliable and expert advice to your financial objectives.

What is a Secured Loan?

A secured loan uses your property as security, allowing you to borrow larger amounts at competitive rates. You keep your home as normal, but the lender has a legal claim until the loan is repaid.

How is it different from remortgaging?

A secured loan sits alongside your current mortgage, so you can keep your existing deal and avoid early repayment charges, while still accessing additional funds.

What can I use it for?

You can use a secured loan for home improvements, debt consolidation, business investment, or other major expenses, often with higher borrowing limits than unsecured loans.

About Simply Secured Loans

simplysecuredloans.com is an independently run website owned and operated by Finspace Group. Finspace Group is a limited company registered in England and Wales with registration number 11483834. Data protection number ZA447275. Finspace Group is authorised and regulated by the Financial Conduct Authority (FCA: 815900). Finspace Group Ltd is a broker dealing with second charge mortgages.

Representative Example - Secured Loan

Borrow £30,000 over 300 months at 10.30% APRC representative at a fixed rate of 6.59% for 60 months at £228.01 per month and thereafter 240 instalments of £298.09 at 10.25% or the lender’s current variable rate at the time. The total charge for credit is £52,222.20 which includes £2,495 broker fee and £995 lender fee. Total repayable £85,222.20

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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